The only thing not included in the e-commerce package price is the actually costs of merchant accounts, third party merchant accounts and SSL certificates. We will help you decide between a merchant account or third party merchant account and we will purchase an SSL certificate for you, if needed, for an addition $90 charge. We are not making any money off the SSL certificate because we charging you exactly what we pay for it. A SSL certificate is only needed to secure your site if you decide to get your own merchant account. Third party merchant accounts do not require you to have your own SSL certificate.